Overview

Between 2012 and 2016, CHERP researchers co-led the research for the Credit When It’s Due (CWID) Initiative, a 16-state effort that involved the development and implementation of reverse credit transfer policies. The research was funded by the Bill & Melinda Gates Foundation and co-led by Dr. Debra Bragg. The research included a three-phase research agenda that included a Baseline Study, Policy Implementation Study, and Impact Study. The final CWID report was released in 2017, and several publications have emerged from this work that are listed below.